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New to Medicare?

Are you about to turn 65, or retiring and leaving workplace benefits, or have qualified for a Special Enrollment Period?

Learn the Medicare Basics

Medicare Basics

Medicare is the national health insurance program for citizens of the United States.

Everyone qualifies for Medicare at age 65, and some disabled citizens also are eligible. People of any age with End-Stage Renal Disease also qualify.

Your Medicare enrollment steps will differ depending on whether or not you are collecting retirement benefits when you enter your Initial Enrollment Period (IEP).

Part A

Part A is automatic and includes payments for treatment in a medical facility.

Part B

Part B is automatic if you do not have other healthcare coverage, such as through an employer or spouse.

Part C

Part C, called Medicare Advantage, is a private-sector alternative to traditional Medicare.

Part D

Part D covers prescription drug benefits.


Signing Up for Medicare

If you aren't getting benefits from Social Security (or the RRB) at least 4 months before you turn 65, you'll need to sign up with Social Security to get Part A and Part B.

If you decide to enroll in Medicare during your Initial Enrollment Period, you can sign up for Parts A and/or B by:

  • Visiting your local Social Security Office

  • Calling Social Security at 800-772-1213

  • Mailing a signed and dated letter to Social Security that includes your name, Social Security number, and the date you would like to be enrolled in Medicare

  • Or, by applying online at

Let us help you navigate your Medicare path!

Our service is always free.

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